The future of financial management
Control your expenses, create budgets, plan your future, track your investments and go further with your money to achieve financial freedom.
Designed to be your personal manager
For those seeking to make financial decisions with criteria and understand in depth how their money evolves.
Tracking, not management
Capital Tracker is a financial analysis platform. It's not a bank, it's not a broker. It never intervenes in the management of your money.
Real financial analysis
Centralize accounts, investments and expenses in a single system. Convert scattered data into a clear vision of your financial situation.
Control and criteria
Understand what is happening with your money, detect spending patterns and make decisions with real foundation.
Three simple steps is what separates you from your financial clarity
Add your financial information
Connect your accounts via Open Banking, import files or enter information manually. Centralize all your data sources in a single reliable system from the start.
Structure and organize your data
Classify every movement into categories and define your own organization system. Capital Tracker maintains consistency so your information is useful over time.
Get a complete and clear vision
Visualize where your money goes, how much you've spent and how your wealth and investments evolve over time, with precise metrics and clear charts.
A vision you've never had of your finances
Net worth, monthly expenses, account evolution, budgets by category, savings plans, debts and investments. All in a single application.
See all featuresWeb App
Mobile App
Your data, always with you and always up to date
Our application is available for web and android. Your data is always synchronized between your devices completely automatically.
Total control over your investments and wealth
Capital Tracker offers you a unified and professional view of all your portfolios, brokers and assets, calculating your real profitability automatically.
Mercadona
Grocery
April Rent
Home
Netflix
Subscription
Manage your group finances as a team
Invite your partner or family members to join your group and share your expenses and financial goals together.
Your finances with superpowers with Capital AI
Capital AI is our intelligent engine, available to all our users. It analyzes your financial situation and provides truly useful personalized recommendations.
Capital AI
New transactions detected
Link each account before syncing
We found one manual account to merge and another one to create as new.
Connect your bank securely and regulatedBETA
Automatically sync your transactions through Open Banking, a technology regulated by the European Union that allows read-only access to your accounts. This way, you keep Capital Tracker always up to date with your bank transactions.
The connection is made through a certified provider backed by Visa. You never share your password. Read-only access, revocable anytime.
Everything you need to control your finances
A complete set of tools designed to give you a clear and actionable view of your money.
Customizable dashboard
All information provided by the app centralized in a single screen.
Categories and tags
Classify each transaction, account and card to track your expenses by groups.
Smart budgets
Define budgets by category and receive alerts before exceeding them.
Pro-level investments
Multiple portfolios, dividends, multi-currency and real P&L analytics.
Shared accounts
Manage group or partner finances jointly.
Card management
Control your credit and debit cards, view limits and upcoming payments.
Bank accounts
Track the balance of all your checking and savings accounts.
Guided setup
A quick and assisted setup process to have your ecosystem ready in minutes.
Open Banking
Automatic and secure connection with your banks to sync movements.
Savings plans
Define financial goals with deadlines and periodic contributions for your dreams.
Debt management
Visualize and control your loans and debts to eliminate them strategically.
Security and Privacy
Your data is protected with high-level encryption and never shared.
What those who already use it say
"I've tried quite a few finance apps of this type, and this is the most intuitive and complete. Before I kept my finances in Excel, now it's all automatic."
"At first I was hesitant because I'm not good with finances and these apps are usually a mess. But no way, you get it right away, very easy to use."
"I use it not to mix my money with business expenses and the truth is it takes away a headache. It saves me quite a bit of time at month-end."
"I prefer not to give access to read my bank accounts out of my own paranoia, so I enter everything manually and it works great too. It gives me more peace."
"Finally an app that lets you see the detail of where your money goes. I've been through three different apps and I'm sticking with this one by far."
"It goes super fast when connecting with the bank, seriously. In a couple of minutes I already had the whole month imported without having to code anything."
Frequently Asked Questions
If you have any questions not listed here, write to us and we'll respond.
No, absolutely not. Capital Tracker is not a bank and has no operational access to your accounts. Its function is exclusively read-only analysis: it collects your financial data and presents it clearly, but cannot make transfers, payments, or any action on your money.
No. You can use Capital Tracker 100% manually: adding accounts, transactions and balances by hand, or importing a CSV or Excel file from your bank. Open Banking is a convenience option for those who want everything to sync automatically, but it's never required.
We support thousands of banks across Europe: BBVA, Santander, CaixaBank, Sabadell, ING, Revolut, N26, Deutsche Bank, Monzo, Wise and many more. Check the full list in the bank search on the Open Banking page.
Absolutely yes, and it's designed precisely for you. You don't need accounting or finance knowledge. In under 5 minutes you can have all your accounts set up and see where your money is going. Capital Tracker guides you step by step.
Yes. You have a native Android app on Google Play. For an optimal experience on mobile devices, you should use the app, as the web version is optimized for desktop. All data syncs in real time.
All your data is transmitted and stored encrypted (SSL 256-bit). We never sell or share any data with third parties, advertisers, or analytics services. Each user only ever accesses their own data.
The free plan is fully functional and requires no credit card. It includes account tracking, transactions, budgets and investments. The Pro plan adds: automatic bank connection (Open Banking), shared accounts, unlimited Capital AI, and advanced tax analysis.
Yes. You can import transactions from CSV or Excel files, making it easy to migrate from other apps or directly from your bank statement. If you have questions about the format, our team will help you.
Your money deserves no less
Start with us and you'll see that everything you've read is the least we can do for your financial order.