Presenting to you Capital AI
An integrated assistant that will completely transform how you manage your money. Discover hidden patterns, receive smart alerts and get direct answers about your own economy.
Capital AI
Useful and effective
Why are you doing worse than last month? How much have you spent on leisure? Capital AI analyzes the impact of every penny. Extract key conclusions, create powerful summaries and evaluate the compliance of your budgets. It is literally a financial analyst at your service.
- Automatic smart categorization of all your bank movements.
- Proactive detection of anomalies and duplicate subscriptions.
- Cash flow prediction to avoid surprises at month-end.
- Natural questions about your past and future spending.
- Answer questions about your finances in natural language, such as 'Why did my restaurant spending increase this month?' or 'How much have I saved in the last 6 months?'


100% Anonymous and secure
What does the AI read? Only purely actionable information. It doesn't read your name, bank accounts or external personal information. All the telemetry it uses is strictly anonymous, so the model interprets spending numbers, categorizing them without ever knowing whom they belong to.
- Your bank account data and credentials are never processed.
- Amounts and categories cannot be associated with your real identity.
- End-to-end encrypted security.
Truly powerful use cases
Capital AI not only answers questions; it is a proactive analysis engine designed for your peace of mind.
Total categorization
Automatically identify and classify each expense.
Anomaly detectors
Receive an immediate alert if a subscription price goes up or if something has been charged twice.
Future forecasts
How will you reach the end of the month? Capital AI analyzes your recurring expenses to predict your future balance.
Micro expenses
Discover how much you are really spending on those little coffees or subscriptions that seem insignificant.
Frequently Asked Questions
If you have any questions not listed here, write to us and we'll respond.
Imagine having a financial advisor or a personal accountant who reviews all your expenses for the month and summarizes them for you. Capital AI is that: a chat assistant you can ask things like "How much have I spent this month on eating out?" and it tells you instantly, without you having to search for the data yourself.
Of course! It's designed so anyone can use it. You don't have to learn weird things or speak in a technical way. You write to it in your own words, just like sending a WhatsApp message to a friend.
Not at all! Your privacy is the most important thing. The AI only sees isolated numbers and tags (for example: "20€ expense in food"), but in no case does it know your name, your surnames, where you live, or how to access your bank. You are totally safe from tracking.
Don't worry, it's impossible to break anything. If the AI doesn't understand your message at first, it will ask you to explain it another way in a very friendly manner. It will always guide you to get the most out of it.
Absolutely not! If you prefer to see your charts and numbers quietly, without talking to the assistant, the application works perfectly well the same. This is just an extra tool to make your life easier, but you always have total control.
Talk to your finances and change your perspective
Start controlling your money now and experience the personal financial future with our AI.