Presenting to you Capital AI
An integrated assistant that will completely transform how you manage your money. Discover hidden patterns, receive smart alerts and get direct answers about your own economy.
Capital AI
Useful and effective
Why are you doing worse than last month? How much have you spent on leisure? Capital AI analyzes the impact of every penny. Extract key conclusions, create powerful summaries and evaluate the compliance of your budgets. It is literally a financial analyst at your service.
- Automatic smart categorization of all your bank movements.
- Proactive detection of anomalies and duplicate subscriptions.
- Cash flow prediction to avoid surprises at month-end.
- Natural questions about your past and future spending.
- Answer questions about your finances in natural language, such as 'Why did my restaurant spending increase this month?' or 'How much have I saved in the last 6 months?'
100% Anonymous and secure
What does the AI read? Only purely actionable information. It doesn't read your name, bank accounts or external personal information. All the telemetry it uses is strictly anonymous, so the model interprets spending numbers, categorizing them without ever knowing whom they belong to.
- Your bank account data and credentials are never processed.
- Amounts and categories cannot be associated with your real identity.
- End-to-end encrypted security.
Truly powerful use cases
Capital AI not only answers questions; it is a proactive analysis engine designed for your peace of mind.
Total categorization
Automatically identify and classify each expense.
Anomaly detectors
Receive an immediate alert if a subscription price goes up or if something has been charged twice.
Future forecasts
How will you reach the end of the month? Capital AI analyzes your recurring expenses to predict your future balance.
Micro expenses
Discover how much you are really spending on those little coffees or subscriptions that seem insignificant.
Frequently Asked Questions
If you have any questions not listed here, write to us and we'll respond.
You can ask anything related to your finances: 'How much did I spend at restaurants this month?', 'Which budget category did I overspend?', 'What's my net savings over the last 3 months?' or 'Do I have any duplicate subscriptions?'. It analyzes your real data and gives concrete answers, not generic advice.
No. Capital AI works exclusively with anonymized numbers and categories: it sees 'expense of €45 in groceries', but never knows it's you, which bank you use, or your account number. Your personal and identifying data is filtered out before any processing.
Your conversations are not used to train any external model. The AI context is strictly limited to your session and disappears when you close it. We do not use your financial data to improve third-party AI models.
The key difference is that Capital AI has access to your real data. ChatGPT doesn't know how much you earn or spend. Capital AI does: it analyzes your actual transactions, categories and budgets and gives answers specific to your real situation.
The free plan has a monthly query limit to maintain service quality. The Pro plan includes unlimited access to Capital AI with no restrictions.
Talk to your finances and change your perspective
Start controlling your money now and experience the personal financial future with our AI.